Thank you for your reply and suggestion. So here's what I did. I went back and called up my 3 pensions that are in question, here. So when I got to the question: "RMD due by 12/31/2024," I entered the amount as it appeared in box 1 of the 1099R. The next question: I selected the choice that reads "Entire distribution applied to the 12/31/2024 RMD." I followed this process for the other 2 pensions. As a result of these instructions, I'm back to the same refund amount as before. So is this what you were suggestting I do?
I look forward to your response.
Again thank you for your time and guidance
