My  form 8962 is not calculating the correct AGI but the full income earned How would I fix  or adjust this ?

MAGI on form 1040 is$ 19963, so why on form 8962 is the total my husband received from social security for his disability for years 2022, 2023, 2024 $ 123809.30  we are doing the lumpsum and we had to pay back $57867.30 to the insurance . 2022 $41787.30 and for 2023 $16080, this is affecting the total real income received for 2024 and the marketplace is based on the total income received for 2024