I feel there has been some miscommunication.
I was in a HDHP plan Aug/sept 2023 to July 2024. I used last month rule to contribute fully for 2023. Now I am ineligible.
The question was will I withdraw anything for 2023 now? Employer contribution for 2024 is 500$. Or can i contribute the prorated difference in 2024. The prorated amount when I did not have HDHP coverage has been added to 2024 income.
