Awesome, that is exactly how it went for 2023. 8 months of HSA contributions for 2023 were added to my income of 2024 as gross income from what I understand.
My employer did not max out 2024 contributions but instead had contributed lesser than the prorated amount of 2024 so I'm planning to add that difference to the account. That would make sense right? I need not withdraw anything as you had said in point 4. Completed the tax return upto review stage.
