Agree. I rolled over an IRA from one broker to a new broker, and now TT assumes I had two separate IRAs with double the RMD but only distributed half what I should have taken. You can imagine how that blew up my tax bill. Like others, I can lie to TT by telling it the old account had the same RMD as the distribution made to the date of transfer, and adjusting down the RMD on the second, new account by that amount.
AND then, a second issue: neither brokerage showed any amount for state distribution, but TT flagged an error because that box 16 was empty. TT sent me to a work sheet wanting an amount, but again, I don't want to lie to TT--if the programming is this bad, you can't be certain how they will run the final calculations on your return with fudged numbers. IRAs are not some esoteric foreign partnership levered up with cryptocurrency; you'd think TT would have a handle on basic IRA taxation by now.
