This is not a question, it's a observation of a TT "omission".
I do a tax return for a self employed taxpayer who can't afford to pay what they owe. As a result, they have a long-standing IRS installment agreement. (TT has a very good explanation of the 2 ways a CREATING an installment agreement if you don't currently have one, pointing out that doing it on-line is the better way.)
A problem arises if you already have one and don't want change it. There's no "payment option" for that circumstance. I had to lie and choose the "I will mail a check" option. Successfully e-filed the return but the client has no intention of sending a check. Don't know what the IRS computers will do with this situation.
