GG77
New Member

HSA contribution and Medicare 6 months backward enrollment in part A

Hello, 

I was covered by a High Deductible Health plan in 2024 (from Jan to Dec).
I also contributed the maximum allowed into a HSA from Jan to October.
In October I was laid off and had to apply for Medicare from Jan 01, 2025. 

Medicare approved my application for Part B from Jan 1, 2025, but added Part A starting from April 1, 2024.  Is this a common practice for Medicare ?
I am preparing my taxes using TT and it states that I have an excess contribution (the amounts that were deposited to my HSA from April till October). 
Is that correct ? 

Is there any way to move the start date of Medicare Part A  to later in 2024 or even Jan 1, 2025 (when Part B starts) ?

Thank you very much in advance !