Get your taxes done using TurboTax

it seems you left the excess in to use as part of your 2025 contribution. That will require you to pay a 6% penalty - form 5329. the penalty is based on the lower of the excess or the fair value of the HSA on 12/31/2024

 

 

 

yes Turbotax can handle this situation. Since the excess came through payroll you'll see the 1550 as taxable income on schedule 1