jimmys1014
Your understanding that taxpayers who have an ACA policy, whose premium is paid for by an HRA, is correct.
What we need to do is a workaround to see if we can get the 1095-A into your return (so that it won't be rejected on e-filing), but also don't give you PTC that you don't deserve because of the HRA.
So let's try this. When you check off that you have a 1095-A in TurboTax, the screen will be opened so that you can enter the values month by month. BUT you are not going not enter the values on your 1095-A; you are going to enter these:
January, columns A & B - 1.00 (i.e., $1).
put 0.00 in every other column.
If you can, to save keystrokes, enter 1.00 1.00 0 for January, and then do the copy for every other month (this works in the CD/download version - I haven't tried it with Online).
This should result in 0.00 in every entry except for 1.00 1.00 for January, cols A & B.
When you run TurboTax, the should result in you being awarded no PTC. If you get some PTC, let us know.
Now, we understand that this means that you changed the entries on the 1095-A, and the IRS may notice this and send you a letter noting that your entries were not the same as the copy of the 1095-A that they got, and asking for a 8962 (at least).
If you get such a letter, just write back to the IRS that your ACA premium was paid for by an HRA, so you are not allowed any PTC. You made these entries as a workaround for the tax software that otherwise would have awarded you PTC that you did not deserve.
@jimmys1014
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