Hello All,
I didn't realize my income would pass the Roth IRA income limit, so need to withdraw excess 2024 roth ira. Problem is, I also contributed beginning year 2025 for 2025 Roth IRA - both in the amount of $7,000 each - Do I have to withdraw both 2 years contribution in order to complete excess return and see if I qualify for Roth for year 2025 in January 2026 to redeposit? Thank you!
