If the policy coverage that you had was a Family plan for you from both the HDHP policies, then you had Family HDHP coverage the entire year.
Think of it as a virtual HDHP policy - it doesn't matter if you had more than one policy, in each month of the year, you had Family coverage.
The $8,300 annual HSA contribution limit is shared between the two of you for each month of the year.
Unless you had an HSA contribution carryover from 2023, your $7,725 in contributions would not be in excess for 2024.
Did TurboTax tell you differently?
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