Thank you. I explained the scenario. The distribution went to my daughter. I regret it, but it did and there is no 1099Q in my name so not sure that would fly. I would very much prefer to report the distribution on my form, but not having a 1099 Q in my name seems like an easy thing for the IRS computers to flag. My original question was how to get the calculations to work on the 8516 form. It sounds like you are admitting that it won't work because my tax rate is lower than my daughters. So, are you agreeing then that my only alternative is to override the form and manually enter a "0" on line 9? It will raise a red flag but IRS just needs to look at my tax return. I just wanted to make sure I was following the IRS instructions correctly. I only am asking you because the form doesn't work for my circumstance. Local accountants won't help me with just this form, they want me to pay them to do the entire tax return which I wouldn't need if the form was set up to handle all situations. I can't be the first divorced retiree with a child in college. I made a mistake in who the distribution went to, but I don't think I am the only one considering very similar questions posted last year about this form. I can't see my original question so not sure you can either.
