Your 2024 Form 1099-R for the return of excess contribution plus earnings should have code 8 and J with the distribution amount shown in box 1 and only the earnings in box 2a. It seems that Betterment sent you an incorrect Form 1099-R. Please contact Batterman to correct Form 1099-R.
"For the distribution of excess Roth IRA contributions, report the gross distribution in box 1 and only the earnings in box 2a. Enter Code J and Code 8 or P in box 7" (1099-R Instructions).
If they refused to correct the Form 1099-R then you could file a substitute Form 1099-R and TurboTax would add Form 4852. Please note, returns including Form 4852 can't be e-filed because of IRS regulations.
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