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Oh I see, guess it won't sort itself out, because I am just now finding out I had an excess contribution in 2023. I did have 1 month without HDHP and for whatever reason thought that was ok rather than 11/12 of the limit, and TT2023 didn't show a lower contribution limit, the worksheet in Form 8889 in TT2023 didn't zero that month out? Now TT2024 Form 8889 for 2023 is showing the excess...
And I fully contributed for 2024 so I guess I have to withdraw that excess before April 15th so 2024 is whole but stuck with some penalty for 2023?
