"I needed to choose the rollover option in Turbo Tax, NOT the conversion option"
@chickenchimichanga , if you moved funds from a traditional IRA to a Roth IRA, you must report it as a Roth conversion, not a rollover. Reporting it as a rollover will result in an incorrect tax return by, among other things, failing to prepare the required Form 8606 Part II. What you don't want to do in this case is report it as a recharacterization by telling TurboTax that you "switched" the contribution from being a traditional IRA contribution to being a Roth IRA contribution.
