I had my loans discharged in 2024 due to being deemed totally and permanently disabled. I have asked Nelnet who discharges federal loans due to disability, Aidvantage (my loan servicer), and reached out to Federal Student Aid asking the question if I should have received a 1099-C form after the discharge. No one was helpful, no one answered my question. I live in WI where loan discharge is considered taxable income. I don't know how else to proceed, but I don't feel comfortable filing my taxes without that "income" claimed. Does anyone know who else I can contact or if I am safe to file without the 1099-C form?
