It depends. In a joint checking account, all account holders have equal ownership and access to the funds. This means that each person named on the account has the full right to withdraw, deposit, and manage the account's funds. While some banks may label one person as the primary account holder, this does not change the fact that everyone owns the account equally.
Since you are an equal account holder transferring the money will not constitute a gift as DavidD66 mentions in his post.
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