Thanks @DavidD66 !
It makes sense to wait and see if IRS really needs me to amend my 2023 tax return. I have follow up questions.
1. If not reported would this be a bigger issue (then now) later down the road, say while taking distribution from this account?
2. Is there a typical timelines IRS would send a letter for something like this? I was thinking it would have been tax filing year which would be during 2024 or can it be anytime in future?
Thank you for your valuable response!
