Thank you for the reply. I am not clear on why the 1099R income belongs to my wife. The check was issued to her deceased mother's name, and the 1099R was issued to her mother name and SSN with FIT and state taxes withheld. If we include the 1099R on our tax return, we will have to send the 1099R to IRS since FIT was withheld, and the 1099R won't match with our SSNs since it has her mother's SSN on it. Wouldn't it create more questions and confusion?
Our wife asked the brokerage firm about the check and 1099R since my last post. The brokerage firm asked her to send them her mother's death certificate so they can make the correction. I don't know what correction that they are going to make. Hopefully they won't make it the correction for tax year 2024. Would it be too late for them to do it for 2024?
