I think what you are asking is if you include your social security income when applying the income test to determine if your social security benefits are taxable. For that calculation, you include half of your social security income and then add your adjusted gross income, to include non-taxable interest income. If that amount is $32,000 or less for married-joint filers in 2024, then your social security benefits are not taxable. Between $32,000 and $44,000 it is up to 50% taxable, and up to 85% taxable if more than that.
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