If you paid for the 5 days early service, you will receive the refund 5 days before the federal settlement date, whatever date that may be. If your federal refund is deposited into your selected bank account less than 5 days before the IRS refund settlement date (the date it would have arrived if sent from the IRS directly), then you will not pay the 5 days early fee.
Here's some more information on the 5 days early option: Your refund 5 days early, guaranteed
