My wife and I were married in 2021. I've filed MFS for the past three years because, honestly, every time I tried talking to any tax professional from TurboTax to H&R Block to the IRS, no one could seem to figure out how I should be filing. My wife is on disability in her country and doesn't have any earned income, so my understanding is that it isn't excludable even though she's paid taxes on income. We have a son that i haven't been able to claim as an exemption, and I'm assuming I still can't for previous years, but can now because they both have SSNs.
Now that they both have status, I'm trying to figure out if I should, once again, file MFS since they only got their visas two weeks ago and weren't in the States in TY 2024 or if I should file MFJ, and then if I should amend previous years.
I have a lot of student loan interest that I haven't been able to claim. I think that, plus some other stuff, would make it advantageous to go MFJ in prior years, but I don't know, and I've spent three years trying to get answers from professionals with no success, so I'm still in DIY mode.
