What if situation next:
1. We did not have insurance from January to June living abroad and in another state.
2. Moved to NJ and was residents from July to December
3. Had insurance in NJ from October to December
Should I just additionally select months January-June because we were outside of NJ even if we did not have a US insurance that months? Because Turbotax still calculates penalty and can't handle this situation (though I have set residency and entry date correctly).
