SusanY1
Expert Alumni

Get your taxes done using TurboTax

Since a Roth contribution doesn't lower taxable income, I am not sure why the Marketplace would adjust the advanced credit for it.  This is why I assumed they misunderstood it to be a traditional deductible contribution. 

The premium tax credit is determined based solely off of the Modified Adjusted Gross Income (MAGI) on the return, and the information on the 1095-A.  Roth IRA contributions don't affect the MAGI, so they aren't in the calculation at all.  

I can't be sure what happened at the Marketplace but making a Roth IRA contribution doesn't increase the premium tax credits.   You can see the credit calculation on Form 8962.

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