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Whether the sub-trusts needed to be created would be a matter of the terms of the main trust or any will.
Since you were named trustee under a valid instrument, you can check, “valid trust instruments and amendments". This is not really material in any event.
Both points are valid, though, as far as creating the sub-trusts are concerned; they increase expenses, time involved, and paperwork, but they do provide protection.
February 6, 2025
2:59 PM