it is true you must wait at least five years from the start of the tax year of your first Roth IRA contribution before withdrawing earnings. If you withdraw earnings before the five-year rule is met, it's considered a non-qualified distribution and may be subject to taxes and penalties. Since you have had a Roth IRA more than five years, your distribution is qualified. The Distribution Code in Box 7 of your Form 1099-R should be "Q" - Qualified distribution from a Roth IRA. If that's the case then you need to enter zero "0.00" in the taxable amount. That should resolve the issue.
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