I'm in a similar situation but more complex. I have a 529 plan for my daughter. I get all the reimbursements and the tax forms. She set up a Roth IRA in 2024. I did a trust-to-trust transfer with Fidelity. However, they didn't get it done until January 2025, put they said it will be qualified for 2024. A couple of questions: What do I report on my tax return and what does my daughter report on hers. Assuming the transfer made it on time in 2024 and also, in 2025 (for 2024 contribution). Right now I tentatively put there was a contribution for Roth IRA on her return that was made before the tax filing deadline (but no mentioned where the funds came from). I think would be OK for her. But for me, what do I have to do on my tax return. Thanks for any insight!
