It's true, I do get the screen saying my IRA deduction is $0.
However, I never get presented with the screens saying "Any Nondeductible Contributions to Your IRA?"or"Choose Not to Deduct IRA Contributions".
I guess ultimately what I'm expecting is my refund to go up if I'm doing this properly. Let's call this "extra money".
To test this, I tried removing this IRA section completely, checking my refund, and then re-adding it, and checking my refund again. The number for my refund is the exact same both ways. Does that sound correct?
You mentioned I'll need to report this on my taxes next year via a 1099-R. Is the implication that I wont receive the "extra money" until next year?
