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Get your taxes done using TurboTax
No, transferring your Roth IRA to a different broker does not reset the 5-year holding period; the 5-year clock starts when you make your first contribution to any Roth IRA, and it applies to all your Roth IRAs, meaning a transfer between accounts does not restart the waiting period.
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‎February 5, 2025
11:31 AM