On the 1099-SA that I will receive in 2025 has: "Line 2: Earnings on extra contributions" that will be entered into Turbo Tax. So that will tell me the additional $$ in earnings that have accrued up to the date I make the withdrawal. I understand that holding off the withdrawal will cause more earnings to be entered on this form. I think my question should have been about the earnings and how I would know what they were at the time of the withdrawal. I thought about this after I posted and realized that info will be provided on the 1099-SA and added to my taxes accordingly.
I think you've answered all my questions - thanks again!
