Hus2
New Member

File tax jointly or separately?

I am married and no children and my wife is house wife with no income.  My wife and I filed tax jointly in the past but my wife has a student loan payment is getting high and I can’t afford to pay that amounts. She will apply for income based payments option and If we filed tax separately her student loan monthly payment will be affordable since she has no income.  But if we file tax separately,  will tax return amount still be same or different?please advise. Thank you