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By $2500 dollar limit, I mean I limit myself to $2500, that's all that goes in yearly as it's pre-set up by my employer to be taken out of my pay. I know I have a higher limit. There are no prior excess contributions, no rollovers, etc. nothing has changed year over year other than the reply by the software that my max contribution is $0, which I know to be incorrect. In fact, my limit should have increased as I had a child in 2024 and switched to a high deductible family plan.