W-9 is probably correct, but it doesn't matter.
The W8BEN is used to collect the personal information of a foreign person who will be receiving money that could be subject to tax withholding (such as interest income). The W-9 is used to collect the same information from a US person (person subject to US tax law, which includes citizens, resident aliens, and green card holders).
As an H1B visa holder you are treated as a resident alien if you pass the substantial presence test.
https://www.irs.gov/individuals/international-taxpayers/substantial-presence-test
If you do not pass the substantial presence test for 2024, then you are a non-resident for 2024. The W8BEN is technically more correct, but it should not matter, since the W8BEN only affects whether or not the bank will withhold taxes if they pay you interest, and if they do withhold taxes, it goes to your credit when you file your tax return. If you are a non-resident for 2024, you can't use Turbotax, you need to use Sprintax or another tax software for non-resident aliens. The W8BEN does not go to the IRS, it just stays in the bank files to document that they collected appropriate information from you.
If you do pass the substantial presence test for 2024, then the W-9 is correct and you can use Turbotax when you file.
Depending on when you entered the US, you might be a non-resident alien this year but a resident alien next year.
https://www.irs.gov/individuals/taxation-of-alien-individuals-by-immigration-status-h-1b
