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I guess I flunked the review process as it kept showing that section as something to review and when I tried to e-file it wouldn't go through.    This morning I used the BRILLIANT IDEA of Bsch4477's and changed the RMD amount to match my actual withdrawal so my e-file went through and file was accepted by IRS.   

 

Thank you Bsch4477!!!

 

I received another message (not sure who from) that said it is being reviewed and problem will be fixed.   I'm sure there are others out there that take more from IRA than required.