Thanks for the quick reply.
I did not hold any positions as of 12/31/2011.
My year-end summary fro Schwab lists the hundreds of trades and with each entry lists the net proceeds, the cost basis, the wash sale loss disallowed, and the realized gain or loss. At the bottom, the columns are added up, and the realized gain is the total proceeds minus the cost basis, and then minus the 'disallowed' loss, which results in a larger gain, as I mentioned initially.
What I have NOT done yet is enter the data into Turbotax, to see if the 'final' result is in line with my real gain ($2500) OR what Schwab has at the bottom of the report ($9000). I will do that soon and then I can update my post.
I also understand that the cost basis calculation is done differently in 2011, and I'm wondering about that. I didn't have this problem in 2010.
