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I have an HSA and wife enrolled for FSA for 4 months last year. We didn't hit the maximum contribution. What to do now?
Last year, I contributed a total of $1800 on my HSA. My wife started working around June last year, and we enrolled her for FSA when the open enrollment started which was effective September - December. She contributed $100 into it.
We honestly didn't know that we can't have both accounts, or we can, it's just that one cannot make any contributions to the account.
Would I need to ask my HSA provider to withdraw any contributions I made during September-December when my wife's FSA was active even though we didn't really hit the maximum contribution limit?
Also, my wife didn't enroll in FSA plan this year, but we still got the $100 on that account. Does that mean that her FSA plan is still active meaning I still can't contribute on my HSA?
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‎January 28, 2025
6:12 AM