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Thank you so, so much! What a bummer, IRS wants every penny don't they. I was told by Fidelity that he would not be taxed on this distribution, so strange they would tell me such. Oh well. And, unlucky I am not the only beneficiary, but then again, I am glad I am not taking the full hit. So I will file a 1041 and pay the taxes owed through the estate, which is insolvent, but guess I'll be forking up the owed amount. (blah!) 😉