Even if you didn't have health insurance through the marketplace, if someone in your household did and the form isn't included then, the IRS will reject your return. You can go to HealthCare.gov or your state's Marketplace, to make sure that no one had coverage during 2024.
If no one in your family had health insurance through the marketplace, you can certify this in TurboTax by following the steps below:
- Open your return
- Go to the Did you receive Form 1095-A for your health insurance plan?
- When it asks to enter Form 1095-A select No
Once you do this, you will be able to e-file your return.
This answer has been verified for accuracy by an Intuit expert employee
