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This is not reasonable by any stretch of the imagination. At that point, it should be illegal to not live without health insurance if you’re FORCED to either pay for it or get fined and ultimately still pay as if you did have it all along. In what way does gambling on my personal health cause a $1,000+ charge??? That’s way out of line and totally illogical. At most, $50-$100. And even then, it’s still unreasonable. Where is this fee charge coming from?