Yep - that's the same for me. Far less than ideal, but at least there's some way to use it. I'm hopeful that a future update fixes what's going on, but for now I'm going to use the dummy user, and then move the tax file back to my regular user after filing.
From my analysis of the log files, I think it's trying to use some password file from prior turbotax years, and it's getting an error. Might have something to do with the move from keychain to password app in Mac with Sequoia. But that's where I gave up.
At this point, I don't think TurboTax has really acknowledged there's an issue with their software ... and just assumes it's an issue with the user.
