RMD withdrawal when an IRA is transferred between Ameriprise and LPL part-way through the year

My financial advisor switched from Ameriprise to LPL in March 2024. I moved with him and transferred my traditional IRA to LPL. I had set up 26 bi-weekly withdrawals to cover slightly more than my RMD. TurboTax Home & Business sees the 1099-Rs for this account as being two separate accounts. When asked for the RMD in each one, I put the RMD required for the year, and TurboTax calculated that each required the same total RMD be taken from each, showing a penalty in each for failure to withdraw the required RMD. I am offered the opportunity to request a waiver of the penalty. 

 

My advisor says that I should be able to pay my annual RMD as though these were one account with the RMD being the total withdrawn from both accounts. However, various guides seems to indicate that transfer of an IRA from one firm to another requires payment of the full RMD from each account even though it is one IRA simply moved between firms

 

What is the proper way to handle this?

 

Do I accept TurboTax's indication that the full RMD had to be paid from Ameriprise and from LPL even though it was one account simply moved from one firm to the other? 

Do I prorate the amount of RMD due from each?