You have a confusing situation. And unfortunately we can't predict the future. BUT - and here is the good news - UNDER CURRENT TAX LAW when your monitoring period is up you will not owe taxes on the forgiven student loan amount.
Whether future tax laws going into 2026 will change that before your monitoring period is up is a question that is up in the air.
@annon1
**Say "Thanks" by clicking the thumb icon in a post
**Mark the post that answers your question by clicking on "Mark as Best Answer"
