If you missed a 2024 RMD report that on 2024 Form 5329, which is part of the return you are filing now.
If you remove the excess now, you are within the "correction window" time frame and you can select the 10% penalty.
You can request a waiver by entering the amount of the shortfall.
An explanation statement attached to your return is expected. The STMT is usually supported by e-File.
Is any of this not covered above in this thread ?
Distributing more than the RMD is not an action penalized by IRS.
@operaflute
