@please_help ,
generally agreeing with the response of my colleague @Opus 17 to this most recent post, I have a few more questions on the situation :
(a) is you tax home US or Philippines ? I ask because you say this is your second visit , to the island nation, you don't say whether your spouse is in the USA or in the Philippines
(b) If she is living in the USA, the choice of using " un documented " implies that she would not be able to reenter the US after the on-site marriage in her home country..
(c) Do you have any children and if so where do they live, are they minors, etc. etc. ?
(d) Why the reference to her being the "sole" beneficiary when you pass ( in the long / distant future ) ?
(e) Is your longer-term plan to stay in the USA with her ?
I admit while some of the questions may seem a bit in the left field, I cannot honestly consider the benefits / cons of filing status choice without these points being considered. I also recognize that ultimately it is a choice that only you and your spouse can make, . all we can do is to point to items you should consider in your decision making.
I will circle back once I hear from you .
pk
