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Thanks. I took a look at that worksheet and it gave the wrong Maximum contribution amount. It didn't account for my SE health insurance premiums, which I put into Turbo Tax. Also it came up with a maximum contribution that didn't correspond to simply adding the amount of my insurance premiums. Very confusing. I'm using the formula you gave me last year of Net profit - health ins premiums - half of SE tax = maximum contribution. I figured that the employer contribution would be maximum contribution - employee contribution, but I wanted to make sure, as what seems sensible isn't necessarily equal to IRS rules.  Do you have any idea why Turbo Tax doesn't figure health insurance premiums into their calculations even when those premiums are specified as a business expense? Has anyone given them feedback on this? Where can I do that?