Turbotax does not offer traditional refund anticipation loans. Instead, Turbotax may offer you an advance after you file your return. So it only covers the 3 weeks or so between filing and refund approval by the IRS. Since you can only get an advance after you file, no advance is possible until the IRS approves all forms and turns on e-filing for the season. But, also different from other companies, Turbotax does not charge interest, and does not demand repayment if the IRS changes your refund.
In other words, Turbotax does it differently and they can make their own rules.
