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Appreciate the response. A follow-up question - if I have 2 accounts:

  1. One from the current employer: $4150 pre-tax contribution were made by both the employer and myself throughout 2024 (from eacy paycheck)
  2. The other from one prior employer: $100 post-tax contribution were made by myself in early 2024 (as a one-time contribution)

In this case, which account should I request the excess removal? Based on your prior response, I would assume it's the former, but just to double check.

 

If so, I am also wondering whether the process for removing pre-tax contribution would be more complicated than removing post-tax contribution (or it's not applicable, as it's the same level of complexity as to processing?)