contact the trustee/custodian of the HSA funds and request a withdrawal of excess contributions + earnings thereon before filing you 1040 for 2024.
For calculation purposes, the latest contributions that you made during the year will be considered the excess contributions.
You must correct the excess from the same account that you made the contribution to. If you have multiple accounts of the same type as the account you made the excess contribution to (which may have led to the excess contribution in the first place), you need to take the excess from the account that you contributed to last during the year, which created the excess contribution.
