Hal_Al
Level 15

Get your taxes done using TurboTax

Q. Can parents contribute to their kids’ education or retirement plans, specifically to a Roth IRA, if 

the kids have not earned any income. Could you please clarify?

A. Yes, to a Qualified Tuition Plan (education plan) such as a 529 plan. 

No, to a Roth IRA. An IRA contribution requires that the kid have earned income ("compensation").