"It seems to me that this is "not right" since it's not the spirit of the Roth"
Sometimes weird stuff happens, resulting in a situation that follows the regulations but has an unexpected outcome that is not anticipated by the people who wrote the regulations, or which is so rare that they didn't think it was worth addressing. You may be the beneficiary of that kind of thing. But as I mentioned, I would like another expert to give a second opinion in case I missed something.
